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Investment, a word which make a lot of people think to have more money and is the way to have more money and gain some income.

However, a lot of people have not been successful in their investment especially during depressing environment, be it business, economic, health whatever, and a lot of people in their desperation, try all sorts of investment methods and ways just try to make money or recoup whatever is lost.

And this is the time, crooks and scammers thrive on human greed and take full advantage of the vulnerability of human and further make the investors lost more instead of recouping their losses.

According to Federal Trade Commission in its report stated that in 2020, they received more than 2.2 million reports about fraud and about $3.3 billion was lost, you can read more about this in here.

The problem is a lot of people think it will not happen to us, just like a lot of people think they will not be infected with COVID-19 virus even though they do not take the basic precaution like wearing masks or wash hands often. If we have this assumption and lay down our guard or get greedy with some money making opportunity, we may regret our action later.

The crooks and scammers are much more sophisticated, with their intelligence, just wonder why don't they put their skills to good use, maybe they find it easier to scam and con people and make a lot of money.

So what are the usual or the latest tricks these scammers employed?

1. Too good to be true investment platform

A lot of times, some platforms claim they can generate return on investment way above the norm, and some investors tend to believe this lucrative returns and decide to invest and later find out it is just another Ponzi Scheme in operation.

Most of the time, investors do not bother to carry out some due diligence and find out more about the platform before investing.

2. You are approached to invest in certain investment plan.

When someone approach you and tell you he has a fantastic investment scheme whereby if you invest, you are able to make a lot of money, this is actually a red flag for you to raise doubt about this too good to be true investment plan, sadly, a lot of people decide not to take more action to find out more about the scheme.

3. Use of the latest technology

Most people think with videos shown in the website about certain product or investment plan and video testimonies from supposedly successful investors who reap huge and handsome returns, so people think this investment product is genuine and can be trusted, without knowing the crooks have created the videos just to impress people and if one bother to check and do more research, they will find out similar videos have been shown in other investment plan too.

4, The Truth Secret of the Successful Investment Plan

If a marketer wants you to invest in the product he is promoting, and claimed that his method and technology is more advance and easier to make profit, do you believe in him and jump in and give him money to invest for you?

Did you ask him what is his secret and how his method is so successful, and whether he can show some proof to substantiate his claim? if he refuses to show you some concrete evidence of using his method or technology, you can reap handsome profit in investment, you need to raise red flag and be alarm of possible fraud and scam

5. The Most Vulnerable Group

Which is the most vulnerable group for investment fraud? the group which is more prone to financial fraud is the retiree group with huge sum of money for one lump sum distribution,

We need to educate those retirees of handing over money to someone who claim can help them to grow their money, fraudsters are good at evoking emotion especially among the older retirees to hand over their money in dubious decision-making.

6. Is there a thing called Secret Formula in investment?

if someone approach you to invest with him as he has invented a secret formula in investment and sure make money. Before you jump into the opportunity, do ask him to show some hard evidence his secret formula has generated huge profit for him, the best is to ask him to show his trading records and bank accounts showing he has made so much money using his so called secret formula.

If he fails or not willing to do so, then it will be advisable for you to walk away from him.

7. Awareness of possible fraud.

The moment we accept the fact that we all are at risk to fraud, be financial, or otherwise, then we can safely say we are at least at a certain level of awareness.

There are people who believe they are not vulnerable to frauds and these are the people who most likely fall into the trap as they are not going to take necessary steps to protect themselves and be aware and alert of fraud.

Fraud case happen now and then and it is more severe and rampant during crisis or disasters, for example like the current COVID-19 Pandemic which has affect people from all walks of life, with people losing jobs and businesses badly affected and forced to close, and people in general are eager to generate income in order to ease the financial strain, these are the conditions which give the fraudsters great opportunities to strike.

8. Have some knowledge especially financial knowledge to be aware of fraud

Nothing beat having the knowledge and able to identify possible fraud, as mentioned by one expert, she said “Prior knowledge about fraud, even generally, is particularly helpful in avoiding victimization,” , you can learn more about what she said in HERE. 

If you have any comments and feedback, do give your opinion in the comments below.

There are a lot of review on Wealthy Affiliate, so I am not going to write another one just to complete the training.

Instead, I will just write a short note on why I choose Wealthy Affiliate as the platform for me to embark on my journey in online business.

I have been looking for one platform where I can learn and at the same time generate some passive income from online business and have searched online about a lot of (internet) business platforms.

A lot claimed they help people to earn so much per day and so on and some even conduct some training physically but need to pay a hefty sum in order to learn the basic.

And the usual trick by all those who organized seminars before the COVID-19 pandemic and charging a few thousands bucks was, if you wanted to learn more advance skills, you needed to join a so called inner circle or members and pay a certain fee per month to maintain the membership and access to more advance internet marketing skills and so on and find out the GURU's successful formulae and so on.

Most people will agree that merely attending the seminar organized over a two days or three days duration, only showed you the very basic methods or introductory lessons on internet business.

Then what make Wealthy Affiliate different from the rest out there in the market, be it online or physical persons?

Well, I am looking at one platform which can provide continuous learning and at the same time provide support whenever I have some questions or some issues which I am not able to comprehend, and which is not that expensive and affordable.

That is where I came across Wealthy Affiliate and after going through the website and studied what it had to offer, I decide to give a try by signing up as an ordinary member and going through the limited access of the training and so on.

After a few weeks of using the website as ordinary member, I decided to sign up a premium member so that I can access to more in depth topics and learn more, this is quite similar to attending an internet GURU seminar and you need to sign up as inner circle members to gain more.

However, the main different is Wealthy Affiliate is affordable and before the recent upgrade of the platform, it was quite cheap and one can have access to it as Premium member for various topics and support from the Wealthy Affiliate team or even from the members who are ever helpful.

Since the fees per year is inclusive of the hosting and access to educational learning, so it is good that one once sign up, really focus on what are offered and learn as much as possible, go through the various training materials and complete the assignments so that one would understand more about internet marketing and how to go on and make a living using this platform and achieve your goal of financial freedom and quality family life

What does the Wealthy Affiliate platform offer?

You can find the followings in the platform, I am only listing some key tools available :

  • Support (Live Chat, SiteSupport, Q & A)
  • Community
  • Training Courses, Step by Step
  • Weekly Live Classes (and 100's of hours of replays)
  • Online Entrepreneur Certification
  • Affiliate Bootcamp
  • The Affiliate Program
  • Networking
  • Building Websites
  • Website Performance Tools (SiteRubix)
  • Website Engagement Platform (SiteComments)
  • The Hosting Platform
  • SiteContent Writing Platform
  • Keyword Research Tool
  • and others

To find out more, you can click HERE to explore more

For me, this platform will be my focus for the next few months and use this to achieve my goal of financial freedom.

IF you have any comments and feedback, please do give your view in the comments section below.

What is Yoga Burn?

Yoga Burn is a yoga exercise program which is meant to help one to keep fit and maintain a healthy body especially for the women.

It is a works out program which can be easily followed, and it seems that quite a lot of women are hooked to this works out program, surely it is workable and show good results.

Does this Yoga Burn program work?

Any works out program will work if you follow the program diligently and do not skip any stages of it, in this Yoga Burn workout program, there are 3 phases of the program, mainly Phase 1, Phase 2 and Phase 3

  • Phase 1: Foundation – help a person to build up a strong basic on which to grow personal fitness results.

    Phase 2: Transitional – in connection with phase 1 or follow up from phase 1 to works out the works out flow learned in phase 1 and create a continuity of exercise flow.

    Phase 3: Advance Master – a combination of the previous two phases and making one to tune her body to make sure it works out your body metabolism.

Who Is Zoe Bray-Cotton?

Zoe Bray-Cotton is an internationally certified personal trainer, yoga instructor and female transformation specialist to over 1 million women around the world. Zoe is the creator of international best-selling fitness systems for women such as Yoga Burn, as well as the Yoga Burn Facebook and Instagram Community.

She was supposed to be the lady who created this Yoga Burn workout program specially for females to keep fit and healthy.

If you want to learn more and understand more about her Yoga Burn program click here

Exercise is supposed to help a person to keep fit and healthy, we train hard and eat well, yet we still face some issues with our health and doctors do not seem to be able to find out how to resolve the problem.

Yes, I am talking about hip flexors, You see, our hip flexors are the engine through which our body moves. They control balance, our ability to sit, stand, twist, reach, bend, walk and step.

If our hip flexors tighten, it will cause a lot of problems and affect our health.

How do we get tightened hip flexors?

1. The most common cause of tightening hip flexors is sitting too long in a chair, especially for those who have to sit in front of the computer for hours nowadays.

Weakness, shortening and tightness develops in the muscle through sitting for extended hours, poor sleep posture and even work tension and stress could be the results too.

What are the effects of tighten hip flexors?

If you have the following signs, chances are you have the tightened hip flexors:

  • Nagging joint pains in your legs, lower back or hips
  • Walking with discomfort
  • Hips locking up
  • Bad posture
  • Trouble sleeping
  • Sluggishness in day to day life
  • High Anxiety
  • Digestive problems
  • Compromised Immune System
  • Circulatory issues
  • Loss of sexual performance
  • Lack of Explosiveness in the gym or sports

Does Static Stretching help in curing tightened hip flexors?

Studies showed by doing static stretching will not completely cure tightened hip flexors, it may just provide a temporary relief of the tightness of the hip, to learn more about, you may want to click HERE

If you want to learn more and resolve your hip flexors tightness problem, do click on the above.

When we achieve a goal, it certainly creates satisfaction, but our wonderful life usually happens in the journey towards attaining ours goal. It comes from the inspiration, hope, and motivation that leads to our actions to attain a goal. But living a wonderful life can happen regardless of achieving a goal or not.

So if you are determined to embark on some fitness program to keep yourself fit, and achieve the goal of reducing your weight, say from 80 kg to 67kg as 67 kg is your ideal weight and if you can achieve the goal, it will be a huge satisfaction and mission accomplished

I have seen my friend trying her best to do some flat belly exercise and does not seem to get anywhere until she tried out something I was telling her to do and it seemed it worked!!

This is just one of the examples of achieving goal set, in our life, we would set a few goals since the day we started to know our surrounding since our birth.

As we entered school age, we would set goal to have better grade until we finished our education at tertiary level.

then we start our working life and set another goal to reach certain level in corporate world if you are in the corporate world ladder.

Then there are some who are self-employed and earning passive income in online world or become a self-made enterpreuer and making good money online, we will still set our goal of getting so much per night and so on.

So is goal setting that important?

Goal setting is just one of the tools we used to achieve our target and use as a barometer to focus on the task we have in hand.

Just like in this Wealthy Affiliate journey, some will set the goal of making so much money per week, per month and so on. and if the goal is achieved, there is a sense of satisfaction and mission accomplished.

However, the start up may not be smooth sailing as people thought it was, without hard work and hours spent focusing on setting goals and trial and errors, until we are able to see the light at the end of the tunnel, we would not be able to say we have achieved our goal.