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What Is Investment?

Investment, a word which make a lot of people think, this is how to have more money, and is the way to have more money and gain some income.

When Did Scammers Strike?

However, a lot of people have not been successful in their investment, especially during depressing environment, be it business, economic, health whatever.

Consequently a lot of people, in their desperation, try all sorts of investment methods, and ways just try to make money or recoup whatever is lost.

And this is the time, crooks and scammers thrive on human greed, and take full advantage of the vulnerability of human, as a result of which, this further make the investors lost more instead of recouping their losses.

According to Federal Trade Commission in its report stated that in 2020, they received more than 2.2 million reports about fraud, and about $3.3 billion was lost, you can read more about this in here.

Why People Fell To Scammers?

The problem is a lot of people think it will not happen to us, just like a lot of people think, they will not be infected with COVID-19 virus, even though they do not take the basic precaution, like wearing masks or wash hands often. If we have this assumption, and lay down our guard, or get greedy with some money making opportunity, we may regret our action later.

The crooks and scammers are much more sophisticated, with their intelligence, just wonder why don't they put their skills to good use, maybe they find it easier to scam, and con people, so they can make a lot of money.

So what are the usual or the latest tricks these scammers employed?

1. Too good to be true investment platform

A lot of times, some platforms claim they can generate return on investment way above the norm.

Some investors tend to believe this lucrative returns, and decide to invest, only to find out later it is just another Ponzi Scheme in operation.

Most of the time, investors do not bother to carry out some due diligence and find out more about the platform before investing.

2. You are approached to invest in certain investment plan.

When someone approach you and tell you, that he has a fantastic investment scheme, whereby, if you invest, you are able to make a lot of money, this is actually a red flag for you.

You should raise doubt about this too good to be true investment plan, sadly, a lot of people decide not to take more action to find out more about the scheme.

3. Use of the latest technology

Scammer usually have the following in their website:

  • Videos about their products or investment plan.
  • Testimonies in video presentation from supposedly successful investors who reap huge and handsome returns.

Upon seeing the videos, some people tend to believe the investment plan is genuine.

They will think this investment product can be trusted, unaware the crooks have created the videos just to impress people.

If one bother to check and do more research, they will find out similar videos have been shown in other investment plan too.

4, The Truth Secret of the Successful Investment Plan

If a marketer wants you to invest in the product he is promoting, and claimed that his method and technology is more advance and easier to make profit,.

What will you do?
  • Do you believe in him and jump in and give him money to invest for you?
  • Did you ask him what his secret is?
  • How is his method successful?
  • Whether he can show some proof to substantiate his claim?

If he refuses to show you some concrete evidence, that by using his method or technology, you can reap handsome profit in investment, you need to raise red flag, and be alarm of possible fraud and scam

5. The Most Vulnerable Group

Which is the most vulnerable group for investment fraud?

The group which is more prone to financial fraud, is the retiree group with huge sum of money, as they tend to make payment for one lump sum distribution.

We need to educate those retirees:

  • Not to hand over their money to someone,
  • Wary of some one who claim can help them to grow their money.

Fraudsters are good at evoking emotion, especially among the older retirees, to hand over their money in dubious decision-making.

6. Is there a thing called Secret Formula in investment?

if someone approach you to invest with him, claiming he has invented a secret formula in investment, and sure make money.

Before you jump into the opportunity, do the following:

  • Do ask him to show some hard evidence his secret formula has generated huge profit for him.
  • Ask him to show his trading records,
  • bank accounts statement showing he has made so much money
  • using his so called secret formula.

If he fails to do so, or is not willing to do so.

This is the sign  you should just walk away from him.

7. Awareness of possible fraud.

The moment we accept the fact that we all are at risk to fraud, be financial, or otherwise, then we can safely say, we are at least at a certain level of awareness.

Who are the vulnerable group?
  • People who believe they are not vulnerable to frauds, and
  • these are the people who most likely fall into the trap,
  • After all they are not going to take necessary steps to protect themselves,
  • they are not aware and alert of fraud.

8. When Do Fraud Happen?

Fraud cases happen now and then.

It is more severe and rampant during crisis or disasters.

For example, the current COVID-19 Pandemic which has affected people from all walks of life, with people losing jobs,  businesses badly affected and forced to close.

When do fraudsters strike?
  • When people in general are eager to generate income,
  • In order to ease the financial strain.

9. Have some knowledge especially financial knowledge to be aware of fraud

Nothing beat having the knowledge, and able to identify possible fraud.

As mentioned by one expert, she said “Prior knowledge about fraud, even generally, is particularly helpful in avoiding victimization,” .

You can learn more about what she said in HERE. 

If you want to learn more about detection of investment fraud, click HERE

If you have any comments and feedback, do give your opinion in the comments below.

Why Choose Wealthy Affiliate as the platform for your online business?

Why choose Wealthy Affiliate? people may ask this question when you tell them about your online business.

Instead, I will just write a short note on why choose Wealthy Affiliate, as the platform for me to embark on my journey in online business.

I have been looking for one platform where I can learn, and at the same time, generate some passive income from online business, I have searched online about a lot of (internet) business platforms.

A lot claimed they help people to earn so much per day, some even conduct some training physically however need to pay a hefty sum in order to learn the basic.

What are the usual methods used by other GURUs?

The usual trick by all those who organized seminars before the COVID-19 pandemic are as follows:

  1. Charged a few thousands bucks,
  2. If you wanted to learn more advance skills, you needed to join a so called inner circle,
  3. Inner circle members need to pay a certain fee per month to maintain the membership
  4. These members can access to more advance internet marketing skills and find out the GURU's successful formulae.

Most people will agree, merely attending the seminar is not effective.

Usually a physical seminar organized over two or three days

However It only showed you, the very basic methods or introductory lessons on internet business.

Then what make Wealthy Affiliate different from the rest out there in the market, be it online or physical persons?

Well, I am looking at one platform which can provide continuous learning, also provide support whenever I have some questions or some issues which I am not able to comprehend, and which is not that expensive and affordable.

What Attracts Me To Wealthy Affiliate and Why Choose Wealthy Affiliate?

That is where I came across Wealthy Affiliate, and after going through the website, and studied what it had to offer, I decide to give it a try by signing up as an ordinary member, and going through the limited access of the training and so on.

After a few weeks of using the website as ordinary member, I decided to sign up as a premium member, now that I can access to more in depth topics and learn more, this is quite similar to attending an internet GURU seminar and you need to sign up as inner circle members to gain more.

However, the main different is Wealthy Affiliate is affordable, and before the recent upgrade of the platform, it was quite cheap.

As a Premium Member, one can have access to more topics and support from Wealthy Affiliate team,, especially the technical support team, even from the members who are ever helpful.

Since the fees per year is inclusive of the hosting and access to educational learning, so it is good that once one signs up, really focus on what are offered and learn as much as possible, go through the various training materials, and complete the assignments,

by completing the assignment, one would understand more about internet marketing, and how to make a living using this platform.

The ultimate aim is to achieve your goal of financial freedom and quality family life

Why Choose Wealthy Affiliate

What does the Wealthy Affiliate platform offer?

You can find the followings in the platform, I am only listing some key tools available :

  • Support (Live Chat, Site Support, Q & A)
  • Community
  • Training Courses, Step by Step
  • Weekly Live Classes (and 100's of hours of replays)
  • Online Entrepreneur Certification
  • Affiliate Bootcamp
  • The Affiliate Program
  • Networking
  • Building Websites
  • Website Performance Tools (SiteRubix)
  • Website Engagement Platform (Site Comments)
  • The Hosting Platform
  • Site Content Writing Platform
  • Keyword Research Tool
  • and others

To find out more, you can click HERE to explore more

In Summary, Is Wealthy Affiliate The Right Platform?

For me, this platform will be my focus for the next few months and use this to achieve my goal of financial freedom.

IF you have any comments and feedback, please do give your view in the comments section below.

Do You Want To Lose Weight?

Do you have problem of losing the extra weight?

A lot of people, especially females, find to it difficult to lose weight.

Despite trying various exercise programs, some find the results not satisfactory.

After some vigorous program, the rebound is worse than before.

Now you have an opportunity to try out this exercise program, which prove to be effective.

What is Yoga Burn?

  • Yoga Burn is a yoga exercise program
  • which helps one to keep fit, and
  • maintain a healthy body especially for the women.

You can follow this works out program easily.

It seems that quite a lot of women are hooked to this works out program, surely it is workable and show good results.

If you decide to try out this program, it will work much better if you can try together with a DIET program at the same time.

Does this Yoga Burn program work?

Any works out program will work if you follow the program diligently, provided you follow all the stages of the program.

In this Yoga Burn workout program, there are 3 phases of the program, mainly Phase 1, Phase 2 and Phase 3.

  • Foundation - help a person to build up a strong basic on which to grow personal fitness results.
  • Transitional - in connection with phase 1, or follow up from phase 1 to work out, the works out flow learned in phase 1, and create a continuity of exercise flow.
  • Advance Master - a combination of the previous two phases, and making one to tune her body, to make sure it works out your body metabolism.

Who Is Zoe Bray-Cotton?

Zoe Bray-Cotton is

  • An internationally certified personal trainer.
  • Also A yoga instructor,
  • Female transformation specialist,
  • Managed to help over 1 million female transform,
  • Certified personal trainer
  • The creator of international best-selling fitness systems for women
  • Programs include Yoga Burn, Yoga Burn Facebook and Instagram Community.

She was the lady, who created this Yoga Burn workout program specially for females to keep fit and healthy.

Hence , for those ladies who are eager to have a fit body, do try out this, and the results will show.

In Summary

How much are you willing to put in? if you want to have a gorgeous body, which is making head turn when you walk on the street? Yoga Burn is the one for you.

Consequently, If you want to learn more and understand more about her Yoga Burn program, click here

Exercise is supposed to help a person to keep fit and healthy, with this in mind, we train hard and eat well.

But then we still face some issues with our health, and doctors do not seem to be able to find out how to resolve the problem.

Yes, I am talking about hip flexors, You see, our hip flexors are the engine through which our body moves. They control balance, our ability to sit, stand, twist, reach, bend, walk and step.

If our hip flexors tighten,  surely it will cause a lot of problems and as a result, it will also affect our health.

How do we get tightened hip flexors?

1. The most common cause of tightening hip flexors is sitting too long in a chair, especially for those who have to sit in front of the computer for hours nowadays.

Hence, most of the time, we notice people who have been sitting too long, they stand up and move their hip here and there, however, does this help?

As you can see, weakness, shortening and tightness develops in the muscle through sitting for extended hours, furthermore poor sleep posture and even work tension and stress could be the results too.

What are the effects of tighten hip flexors?

If you have the following signs, generally speaking, chances are you have the tightened hip flexors:

  • Nagging joint pains in your legs, lower back or hips
  • Walking with discomfort
  • Hips locking up
  • Bad posture
  • Trouble sleeping
  • Sluggishness in day to day life
  • High Anxiety
  • Digestive problems
  • Compromised Immune System
  • Circulatory issues
  • Loss of sexual performance
  • Lack of Explosiveness in the gym or sports

Does Static Stretching help in curing tightened hip flexors?

Studies showed by doing static stretching will not completely cure tightened hip flexors.

Even though it may just provide a temporary relief of the tightness of the hip, therefore to learn more about, you may want to click HERE

If you want to learn more and resolve your hip flexors tightness problem, do click on the above.

By doing stretching exercise, even though it may help for those who has been sitting too long.

However, in the long run, you want to try some exercise, to loosen your muscle, how about try YOGA?

What is Goal Achievement?

With goal achievement, it certainly creates satisfaction.

Our wonderful life usually happens in the journey towards attaining ours goal.

To attain our goals, we take action based on inspiration, hope and motivation.

However living a wonderful life can happen, regardless of achieving a goal or not.

So if you embark on some fitness program to keep yourself fit, and achieve the goal of reducing your weight, say from 80 kg to 67kg, then go for it.

Assuming 67 kg is your ideal weight, and if you can achieve the goal, it will be a huge satisfaction, and you accomplish your mission.

I have seen my friend trying her best to do some flat belly exercise, and does not seem to get anywhere .

One day, she tried out something, which I have been telling her to do, and it seemed it worked!!

This is just one of the examples of achieving goal set.

Goal Settings and Goal Achievement

In our life, we set a few goals since birth, since the day we started to know our surrounding.

As we enter school age, we set goal to have better grade.

Then we set goal to finish our education at tertiary level.

After that, we start our working life, we set another goal, to reach certain level in corporate world, if you are in the corporate world.

For those who are self-employed, earning passive income in online world, or self-made entrepreneur,  and making  money online, we will set our goal of so much per night.

So is goal setting that important?

Goal setting is just one tool we use to achieve our target.

We  use  goal setting as a barometer to focus on the task we have in hand.

Just like in Wealthy Affiliate journey, some set the goals as follows:

  1. how much money to make per day.
  2. The amount of money to make per week.
  3. What will be the amount we are aiming for per month.
  4. The goal of money made in a year.

We have a sense of satisfaction, the feeling of mission accomplished, when we achieved our goals.

However, the start up may not be smooth sailing, as people thought it was.

Without hard work and hours spent, focusing on setting goals,  trial and errors, we say we have achieved our goal, once we see the light at the end of the tunnel.

goal achievement